Let’s face it, no one like talking about death, but is going to happen sometime. And while living well in to your 80’s or 90’s is not an unrealistic expectation, the reality is some of us won’t make it that far.

The thought of being Totally and Permanently Disabled is actually more confronting than death may be to people. How would you not only deal with the emotional toll of becoming Totally and Permanently Disabled but the financial consequence as well?

Often when we ask clients such as you “what is your greatest asset?” the answer we receive are – “Our House, Super, maybe a car”. And sure these things are really important. But without being able to work and generate an income, you won’t be able to afford a House, grow your Super or the running costs of your car.

Whether you are buying your first home, a replacement home, or an investment property, sticking your hand up at an auction and signing on the dotted line can be a daunting time. Plenty of excitement around your new purchase and often some uncertainty – did I do the right thing? Have I paid too much?

Most of us have a Mortgage or some form of debt. But are you getting a good deal? What may have been the best available deal several years ago – no longer makes the grade. Swapping to a lower interest rate option can help to slash your repayment time, save you money and give you flexibility to make another investment.

We understand what it’s like be in a small business and the need to keep up with the latest in technological advancements or the have a reliable set of wheels to get you from client to client. GNS Group can assist you in not only getting a good deal on rates, but more importantly, understanding whether a Hire Purchase

One of the most important life lessons is taught at school. You can only spend what you’ve got…unless you get stuck on the treadmill of credit card debt. Preparing a budget is not an exciting exercise, but it’s a really important one, at all stages of life.

Many of us started off investing at a young age, often through a Dollar mite Account at school. These early lesson in savings and earning interest for the first time set the foundation for a life time of savings, interest and ultimately reward. It doesn’t really matter if you are saving for a new car, a holiday, a house, the kids’ education or retirement. We all need to save money for purposes that are important to us.